How to haggle

With British businesses desperate to get some cash into the tills and more willing than ever to compromise, you can save a lot of money with a bit of crafty negotiation.

This article looks at how to negotiate down the prices of products and services so that you can get what you want at (or at least closer to) the price you want it.

Choosing the right products

With almost everyone tightening their belts, it's important to think carefully about the products we buy and be sure that they will serve us well, while at the same time getting the best value for money.

Whether you're looking to buy a new toaster or a new television, this article is for you.

The return of Christmas

With Christmas only weeks behind us, it seems almost inconceivable that it will ever return - or at least that it's much too far away for us to care.

Throughout January, Christmas stock is being sold at massive discounts everywhere. With foreseeable price rises to emerge throughout the coming year, there will never be a better time to prepare for Christmas 2013.

Finding cheaper car insurance

Finding the right car insurance at the right price can always be a bit of a trial, but help is at hand!
 
Pennysitter welcomes its first contributor, Agent Orange. He is an insurance representative by trade, and we're sure that his tips and insider knowledge will go a long way in helping you to find the right insurance for your vehicle.

Improvised insurance

Insurance policies are an expensive way of giving yourself peace of mind for when a rainy day rolls around. 

It's often the case that you won't need to make a claim. Even if you do need to claim, you may have to pay a large excess charge and your premiums will likely be increased. After all, if insurance companies didn't make more money than they paid out, they wouldn't last for very long!

In this article we will be looking at improvised insurance: a way of giving yourself some peace of mind while cutting out the insurance companies.

Making money online - paid to design

Did you know that anyone can become a product designer? Whether it's printed t-shirts, bags, hats, keyrings, mugs, or postcards, there are companies who will pay you royalties for your designs. If you are a dab hand at photography or art, you could be making money with your designs.

Penny is back

After a long and unexpected vacation, Penny has returned to the office. Don't stay away too long - before this weekend is over we hope to have some fresh material on the site, and maybe even some fresh blood as some new and enthusiastic contributors prepare to join us.

Making money online - paid surveys

We live in the information age, and there is no greater currency. Organizations and businesses will pay for all kinds of information, but what's typically important to them is customer attitudes towards products: this might be in relation to the product itself, or some element of it such as the packaging or planned advertising.

Customer surveys are big business, and they can have enormous impact on a product's success. 

Penny's Bright Ideas #3

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