Monday, 2 July 2012
Dealing with priority debts: magistrates' fines
YOUR POSSESSIONS CAN BE REPOSSESSED IF YOU FAIL TO PAY MAGISTRATES' FINES.
If you're in arrears with utility bills, you should contact the affected service providers as soon as possible. Failure to do so may result in your service being cut off.
Making contact
If you re summoned to court, you should attend. You will be sent forms which you must complete and return. In particular, you will be given the opportunity to outline your financial circumstances. If a fine is imposed against you, you should request permission to pay in instalments given your financial circumstances.
Whether or not instalments are permitted, you will be ordered to pay the fine within a set time limit. If you are unable to meet this time limit, you can request a 'means enquiry'. This enquiry will take the form of a hearing (which you would have to attend) which will take account of your financial circumstances (whether or not the are different to when the fine was imposed) and a decision will be made as to how the fine should be paid.
Additional considerations
If you discover that bailiffs have been instructed, seek advice immediately! The CAB are often successful in obtaining a temporary freeze on recovery action while debt advice is sought provided you comply with their requirements.
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